Reference library exploring leadership & human performance

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A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Risk

1. The probability or threat of loss, liability, damage or any other negative occurrence and that may be avoided through preemptive action. 2. The probability that an actual return on an investment will be lower than expected. 3. Can be divided into categories: emotional risk, relationship risk, physical risk, political risk, sovereign risk, operational risk, financial risk. 4. Risk can be reduced through preemptive action including; buying insurance, education, and experience.

ROI

Return On Investment is a performance measure used to evaluate the efficiency of an investment. ROI measures the amount of return on an investment relative to the investment’s cost. To calculate ROI, the benefit (or return) of an investment is divided by the cost of the investment, and the result is expressed as a percentage or a ratio.

To calculate your ROI, the formula is:

Return On Investment (ROI)

Role

The position, job, or function one holds in a given activity or performance in relation to the other participants. It includes all the duties, rules, and actions of the position.

Role

The position, job, or function one holds in a given activity or performance in relation to the other participants. It includes all the duties, rules, and actions of the position.

Rule of 72

A shortcut to estimate the number of years required to double your money at a given annual rate of return. Divide the rate, expressed as a percentage, into 72. Years required to double an investment = 72 ÷ compound annual interest rate. For example, if you start with $1,000 and want to know how long it will take to double to $2,000 at an interest rate of 20%, then the calculation is: 72 ÷ 20 = 3.6 years.

Rules of The Game

A list of 13 Rules that Goldzone Team Members, Partners, and Leaders agree to operate by.  These rules form the context for participation on the team and allow each team member to operate in a high-performance and safe environment.  Any team that implements these rules will get more done in less time, with the minimum of effort.

Sales

1. The exchange of goods or services for an amount of money or its equivalent; the act of selling. 2. A selling of property to the highest bidder; an auction. 3. An offer or arrangement in which goods are sold at a discount: The store has a sale on winter coats. 3. The business or activity of selling goods or services: She works in sales. 4. The number of items sold or the amount of money received for a number of items sold.

Saving

1. Rescue from harm, danger, or loss: save, preserve. 2. Avoidance of excess expenditure; economy, thrift. 3. A reduction in expenditure or cost. 4. Something saved. 5. Money saved for future use.

Scarcity

1. The state of being scarce or in short supply; shortage, dearth, paucity. 2. An economic principle where resources are limited and human needs are insatiable. Even with technological advances, there are never enough resources to satisfy the ever-increasing demand, therefore, sacrifice requires giving up something, or making tradeoffs in order to obtain more of what is wanted. Competition for scarce resources is driven by the market, where prices are one way to allocate scarce resources. The tension between available resources and the money to pay for them drives people to compete to make money. Both money and time are scarce resources. Most people have too little of one, the other, or both. An unemployed person may have an abundance of time and find it difficult to pay rent. A successful executive may be financially capable of retiring whenever they want, yet eat five-minute lunches and work 20 hours a day! Other people have very little time or money. The ideal is to have an abundance of time and money, however very few people achieve it.

Securitization

The process of converting an asset or pool of assets (or debt) into marketable securities in order to sell them to investors. The value and cash flows of the new security (financial instrument) are based on the underlying value and cash flows of the assets. Companies will securitize illiquid assets in order to increase their overall liquidity and generate immediate proceeds from their assets.

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